I want to share 7 reasons I haven’t been broke in a long time. This may sound like a smug post, so before you start thinking, what I think you might be thinking, maybe we should define what broke means to me. My definition of broke is simply paying my bills on time and being […]
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You have made a plan by creating your budget, it’s execution time. How do you monitor your personal budget to stay on target?. This is the tricky aspect of budgeting. Most people set budgets but don’t follow it. There is no point in setting a budget that is subsequently ignored. No doubt we don’t meet
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You know why you need a budget, what you need to consider, and the best time to start creating your budget. It’s time to get started, this post tells you how to create your personal budget in 5 steps. Let’s get started! Step 1- Decide your goals and budget approach Set your goals This is
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Is there a good time to create a personal budget? Yes! and the best time is now! If you are reading this, start a budget for the next month if you don’t have one. For most organisations, budgeting is part of an annual planning cycle. The budget setting exercise flows from the company’s vision, mission,
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In the part 2 of the ultimate guide to budgeting series. I will be focussing on features of a good personal budget.
Features of a good personal budget Read More »
This post provides an introduction to budgets and why you need a personal budget. This is the first of a 5 part series on budgeting. A personal budget is a written plan of income and expenditure expected over a given time. To determine if a surplus (income is greater than expenditure), a deficit (income is
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