Introduction Every little count more than ever especially with all that is presently happening with the cost of living crisis. Maximising income is as important if not more than just keeping costs low. One of the things I learned from reading the millionaire next door was that rich people minimise their tax bills. Controversial as […]
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A sinking fund is a fund used to set money aside to fund/meet a future obligation. It is commonly used by big organisations to set money aside to repay obligations such as bonds. There are a lot of applications of the sinking fund method to personal finance. Applying the same concept, you can use your
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Financial anxiety is a common phenomenon, especially among millennials. It can be caused by a variety of factors, from not having enough money to save up for emergencies to not knowing how to invest in the future. The cost of living is to reach the highest levels since 1992 with inflation predicted to hit a
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Do you ever wish you could just take some time off this adulting business? Check out from all responsibilities, have someone else worry about what you eat whilst ensuring that it’s healthy, decide what you wear and plan your schedule? You are not alone! There are days we all long for our ‘no responsibility’ childhood
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Ever wondered why it is easier to spend than save? Regardless of how hard we try, we still find ourselves struggling to save money. There are many reasons for this: the constant temptations and marketing campaigns, the lack of motivation, and even the fact that we’re paying more attention to comparing prices than looking at
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Inflation is a general increase in the prices of goods and services. The Bank of England, which is the central bank of the United Kingdom, has been given a target by the government to keep inflation below 2%. However, inflation has risen recently to 3.2% in September 2021, which means that prices now are more
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